Terms of Service
Last updated: April 15, 2026
Acceptance of Terms
These Terms of Service govern your use of Naltex and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you are not permitted to use our platform.
We provide resources on coaching for retirees and active ageing programs in Portugal, including community support networks in Algarve and positive mindset workshops for seniors. Your use of our website indicates your acceptance of this entire agreement, and we reserve the right to modify these terms at any time.
Continued use of our services following the posting of revised terms means that you accept and agree to the changes. We encourage you to review this page frequently to ensure you are aware of any updates that may affect your usage rights and responsibilities.
User Obligations
As a user of our platform, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords, and you agree to accept responsibility for all activities that occur under your account.
You agree not to use our services for any unlawful purposes or in any way that could damage, disable, or impair our website. This includes transmitting harmful code, engaging in harassment, or attempting to gain unauthorized access to our systems. You must not reproduce, duplicate, copy, sell, or resell any portion of our services without express written permission.
We expect users to treat our content and community resources with respect. You agree not to post offensive, defamatory, or discriminatory content. Any violations of these obligations may result in immediate termination of your access to our platform without prior notice or liability.
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, and software, is the property of our organization or its content suppliers and is protected by international copyright laws. This includes all resources related to coaching for retirees, active ageing programs, and community support networks in the Algarve region.
You are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes. You may not modify, copy, distribute, transmit, display, publish, license, create derivative works from, or sell any information or services obtained from our platform without our prior written consent.
We respect intellectual property rights and expect our users to do the same. If you believe that any content on our website infringes your intellectual property rights, please notify us. We will investigate all claims and take appropriate action in accordance with applicable laws.
Limitation of Liability
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that our platform will be uninterrupted, error-free, or completely secure. We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our services.
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. While we strive to provide accurate information about retirement coaching and active ageing programs, we make no representations regarding the accuracy or completeness of any content.
In no event shall our total liability exceed the amount you paid us in the twelve months preceding the claim. Some jurisdictions do not allow limitations on implied warranties or liability, so some of these limitations may not apply to you. Your sole remedy for any defects or problems is to cease using our services.
Termination
We reserve the right to terminate or suspend your access to our platform at any time, for any reason, without notice or liability. Grounds for termination include but are not limited to violation of these terms, unlawful conduct, or abuse of our services and community.
Upon termination, your right to use our services will immediately cease. We may retain copies of your information in accordance with our data retention policies and applicable laws. Any provisions that by their nature should survive termination, including intellectual property protections and limitation of liability clauses, will continue in effect.
If we terminate your access, we will make reasonable efforts to provide notice, but we are not obligated to do so. You may also terminate your use of our platform at any time by ceasing to access the website. Termination does not relieve you of any obligations incurred prior to the termination date.
Changes to Terms
We may update these Terms of Service from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will notify you by updating the "Last updated" date at the top of this page and may provide additional notice.
Your continued use of our platform after any modifications to these terms constitutes your acceptance of the revised terms. We encourage you to review this page regularly to stay informed about any updates. If you do not agree with the modified terms, you should discontinue your use of our services immediately.
These terms were last updated on April 15, 2026. We reserve the right to make changes at our discretion, and such changes will be effective upon posting to our website unless we indicate otherwise.